YOUR SAFETY NET IN UNCERTAIN TIMES
Tanzania’s trusted insurance partner, committed to securing your future with reliable and accessible coverage.
WE HELP YOU PLAN FOR A SAFER TOMORROW
Switchup Africa is the Tanzanian go-to insurance provider dedicated to transform lives through sustainable practices and unwavering commitment.
Our top-notch expertise, and customer-centric approach ensures to bring you excellent, reliable and accessible insurance services. We envision a brighter and more secure future for all.
- Tailored solutions.
- Rapid claims processing.
OUR INSURANCE SERVICE CATALOG
Motor Insurance
What is motor vehicle insurance?
Motor vehicle insurance, commonly known as auto insurance or car insurance, is a type of insurance policy designed to provide financial protection to vehicle owners in the event of accidents, theft, or other unexpected incidents involving their vehicles. It is a contract between the policyholder (the vehicle owner) and an insurance company, where the policyholder pays regular premiums, and in return, the insurance company agrees to cover certain financial losses associated with the insured vehicle.
Comprehensive Motor Insurance Policies Cover
The policy is designed to cover the loss or damage to the vehicle resulting from Fire, Theft, Malicious damage and Third Party Liability as required by Motor Vehicles Act.
Benefits Includes
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- Emergency medical expenses
- Free windscreen replacement costs
- 24 hrs towing services
- Funeral expenses following an accident
- Emergency evacuation to the nearest hospital due to the accident
- No excess is charged if not at fault to cause accident
Third Party Motor Insurance Policies Cover
This Policy is designed to cover the third party liabilities in respect to:
- Death or bodily injury of any person
- Damage to property
Third Party Fire and Theft Policies Cover
Covers loss or damage to insured’s vehicle due to theft or fire and in addition, pays for loss or damage to third party property or for injury or death to third parties
Travel insurance
What is Travel Insurance?
Travel insurance is a type of insurance coverage designed to provide financial protection and assistance to travelers when unexpected events or emergencies occur before or during a trip. It can help travelers mitigate the financial risks associated with various travel-related issues, such as trip cancellations, medical emergencies, lost luggage, and more.
Family Benefits
- Maximum of two children under 5 years per family are covered free when they travel with both parents
- Any additional child, only 50% of applicable premium
- Family special rate is 2.5 times of highest single premium
- Complications arising out of pregnancy within first 6 month are covered
It is a good idea to buy travel insurance whenever you are planning to travel. Travel insurance policies cover your belongings against loss or theft and any extra costs.
Marine Insurance
What is Marine insurance?
Marine insurance is a type of insurance coverage that is specifically designed to provide protection for goods, vessels, and other property involved in marine transport and related activities. It offers financial protection against the various risks and perils that can occur during the transportation of goods and people across water bodies such as oceans, seas, rivers, and canals. Marine insurance can be essential for individuals and businesses engaged in maritime, shipping and transportation.
RISKS COVERED
Loss of or damage to the subject- matter insured reasonably attributable to
- Fire or explosion
- Vessel or craft being stranded grounded, sunk or capsized
- Overturning or derailment of land conveyance
- Collision or contract of vessel craft or conveyance with any external object than water
- Discharge of cargo at a port of distress
- Earthquake, volcanic eruption or lightning
- General average sacrifice
- Jettison or washing overboard
- Entry of sea, lake or river water into vessel craft holds a conveyance lift van or place of storage.
Group personal accident insurance
This covers monetary payments in the event of bodily injury sustained by an insured person. The injury must be caused solely and directly by an “accident” and must result in physical impairment or disablement or death.
BENEFIT COVERED
- Accident Death
- Permanent disability as a result of the accident
- Cash payment up to the provided limit, upon admission to the hospital
- Temporary total disability resulting in loss of income: maximum 2 years
- Medical expenses as a result of an accident
- Purchase of artificial appliances such as clutches
- Payment of a final benefit for purposes of organizing funeral expenses.
Fire insurance
This policy covers various assets like commercial and residential buildings, plants & machinery, stock, furniture, fixtures and fittings and other immovable and movable assets against loss or damage following perils such as Fire, Lightning, Earthquakes, Flood, and Explosion etc.
Money Insurance
This policy covers Loss of money which includes cash or currency notes occasioned by Robbery or theft or any causes whilst in Transit or inPremises.
BENEFIT COVERED
- Money with the tellers at the counters or locked drawers
- Value of safe or strong room
- Unused local Authority, NSSF, or NHIF stamps
- Money in Transit
- Money in premises during and after business hours while locked in drawers
- Money with the directors at residence or in transit
- Money with the authorized staff
- Money is locked in a safe
Business interruption insurance
This is a type of insurance that provides financial protection to the business when they are unable to operate or experience a significant reduction in income due to a covered event, such as a natural disaster, fire or other unforeseen circumstances. This insurance is designed to help businesses recover lost income and cover ongoing expenses during the period of interruption.
Electronic equipment insurance
Electronic equipment insurance is a specialized type of insurance that provides coverage for damage, loss or breakdown of electronic equipment and machinery used by businesses. It is designed to protect against financial losses that can result from unexpected events that damage or disrupt electronic equipment, such as computers, servers, medical device devices, telecommunications systems and industrial machinery.
Employer's liability insurance
This type of insurance provides cover against legal liability under common law for damages and costs and expenses of litigation in respect of bodily injury by accident or disease to workmen arising out of and in the course of their employment directly related to breach of common law or statutory duty.
EXCLUSIONS
- Out of work injuries
- expenses/ benefits payable from other insurances
- Injuries sustained outside the geographical area
- Employees below the age of 18 years
- Any injury attributed to serious and willful misconduct of the workman
- Injury or death resulting from deliberate self injury
Contractor's all risk insurance
This covers a contractor’s obligations on works of civil engineering construction from site investigation through site reparation, construction, testing to handover and during any prescribed subsequent maintenance period.
ITS COVERED
- Fire, lightning, explosion
- Flood, inundation
- Windstorm of any kind
- Earthquake
- Theft, burglary
- Bad workmanship, lack of skill, negligence, malicious acts or human erro
Fidelity guarantee insurance
Theft Insurance
OUR PARTNERS
Switch to Switchup Africa
Our insurance solutions provide peace of mind in an ever-changing world. Safety, Security, Switchup Africa Insurance!
CONTACT US
Our Office Address
11 Zanaki Street, Dar es Salaam, Tanzania
General Inquiries
sales.switchinsurance@gmail.com
Call Us
+255 747 581 049
Our Timing
Monday to Friday: 8am - 5pm
Saturday: 9am - 1pm
Sunday: Closed
